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Loyalty and Savings Will Drive Consumers to 'Go Bank-Direct' at Checkout

The growing interest in open banking is reshaping how consumers pay at checkout, with pay by bank emerging as a viable alternative to traditional credit and debit card payments.

Feb 21

2

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The Benefits of One-Click Checkout for Merchants and Consumers

Feb 13

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AI and Real-Time Monitoring: A Game Changer in the Fight Against Disputes and Chargebacks

Feb 6

3

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Driving Efficiency in Cross-Border Payments Through ISO 20022

Jan 9

2

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The Future of Digital Transactions: Mastercard’s Vision for 2030

Nov 20

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More News

New York BNPL Legislation Faces Delay, Renewed Efforts Expected in 2025 As the 2024 legislative session drew to a close in New York State last month, hopes for passing comprehensive regulations governing the burgeoning buy now, pay later (BNPL) industry have temporarily faded.

Jul 1

2

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The Federal Reserve's Pivotal Role in Shaping Payments Standards Federal Reserve Governor Christopher Waller recently highlighted the crucial role the central bank plays in developing standards for the rapidly evolving payments sector. At an address to the International Organization for Standardization’s financial services committee, Waller elaborated on the Fed’s longstanding role in facilitating industry standards that enhance the efficiency of payment systems, ultimately benefiting the broader economy.

Jun 25

4

min read

Why the Visa-Mastercard Settlement May Fall Short The longstanding 'honor all cards' rule upheld by Visa and Mastercard seems to be a significant barrier to Judge Margo Brodie approving a proposed settlement in a two-decade-old case brought by merchants. This rule, which mandates that merchants accepting a Visa or Mastercard must accept all cards from that network regardless of the issuing bank, remains a contentious issue.

Jun 25

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Debit Cards for Kids: A Gateway to Financial Literacy Millions of parents give their children pocket money. For decades, this has typically been done using cash, but technology behind debit cards designed for children offers families a new alternative.

Jun 24

5

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Apple Halts Apple Pay Later Loans in the U.S.Apple announced on Monday that it has ceased issuing loans via Apple Pay Later, its buy-now-pay-later service introduced last year. This decision follows Apple's plan to integrate installment loans into its Apple Pay checkout system later this year, utilizing third-party services like Affirm and credit/debit card issuers such as Citigroup.

Jun 18

2

min read

The Tech Strategy to Navigate Real-Time Disruption in Banking The disruption in the banking industry is only beginning, and the entrance of tech giants like Apple and Amazon into the payments space should serve as a wake-up call for financial institutions. To stay competitive, institutions must adopt strategies that ensure they can adapt to ongoing and future changes. Here’s the tech strategy that will prepare financial institutions for the future.

May 28

2

min read